Consolidating loan stafford

Loan Consolidation applies to outstanding federal debt, whether Perkins, Stafford or Federal Direct Loans.Perkins Loans stand apart, in some ways, from the other federal student loan programs.

Currently, the interest rate is fixed for the life of the loan.Stafford debt consolidation loans are a financial tool that people often mistake with other types of debt management solutions.Stafford residents should be careful before making that bold move of consolidating Texas loans, understand it first.Over the course of a student’s post-secondary education, he or she may enter into multiple loan arrangements, with private lenders, as well as the Department of Education.Perkins borrowers may have multiple outstanding loans, but many students also carry federal Stafford Loans, and others issued through the Direct Loan Program.

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A PLUS loan made to the parent of a dependent student cannot be transferred to the student through consolidation.

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