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For example, when you put your details into our Eligibility Checker, we look at your file and work out how likely you are to be accepted for a range of deals, based on what we know about various firms’ acceptance criteria.A ‘pre-approval’ search leaves no trace, so it won’t affect your score.11 October 2018: We redesigned the home page making it easier to use and clutter-free.We also implemented a new Ban System that bans bad users and robots from the Chat, as well as a new contact us page so you can report issues to us.Every time someone looks at your file, it is recorded as a ‘hard’ or ‘soft’ search.
Some 0% purchase credit cards offer an interest-free period of more than two years.It’s a handy way to avoid paying interest on a debt if you’re currently paying interest, or your interest-free period is coming to an end.There are some deals that will give you an interest-free period of more than three years.Credit rating agencies build up files on all of us based on a mix of publicly-available information (such as whether you’re on the Electoral Roll) and data from financial companies about products you have or have had, such as loans and credit cards.From this they calculate a credit score, which companies check when they’re working out whether to give you a product, and on what terms.
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Get a long interest-free period for up to 29 months when you transfer a balance with MBNA.