No credit cards to talk with girls on cam
David Jones agrees that women tend to dominate in self-help efforts.Jones is president of the Association of Independent Consumer Credit Counseling Agencies (AICCCA).Silence on card debt not golden The poll exposes a paradox facing Americans struggling with debt: How can they begin to solve their credit card debt problems if they aren’t willing to face the facts and talk about their predicaments?Consumer credit counselors report they are wrestling with the same issue as they get calls from some desperate debtors.Not only do they not want to about their credit card debt.“Some consumers just don’t want to face it,” says Michael Mc Auliffe, president of Family Credit Management, a Chicago-based nonprofit consumer credit counseling agency.
Jonathan Zinman, an assistant professor of economics at Dartmouth College and author of several studies on debt reporting habits of consumers, suggests it may be common for people to underreport debt.Women in the poll were slightly less willing to talk about credit card debt (83 percent unwilling to talk) than men (77 percent).Women were also less likely to talk about their health problems (61 percent) than men (54 percent) as well as their love lives, political views, age and weight. “More often than not we find in clinical experience that the man is driven by a female,” Kanaris says.Mc Auliffe counsels many couples about financial infidelity (hiding credit card bills and debts from their spouses and partners).“We see people telling us they had the credit card bill sent to a parent’s house, a post office box or e-mailed instead of going to their homes.” Adds Mc Auliffe: “When we sit down with families, their heads are buried in the sand.
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Of the respondents, 78 percent said they were somewhat or highly unlikely to discuss details of their love lives. Other unmentionables: monthly mortgage or rent payments (69 percent) and health problems (58 percent).